Manage your loan and find out more about making extra payments, closing and paying off your loan, topping up an existing loan, changing your loan payment date, getting the app, and much more.
On this pageApp available to customers with compatible iOS and Android devices and a UK or international mobile number in specific countries. Digital Banking available to customers with a Royal Bank of Scotland account.
Yes you can. The quickest way to make an additional repayment is via the mobile app. 1. Download and log in to our mobile app. 2. Tap on your 'loan account'. 3. Tap ‘See payment options’. 4. Tap ‘Additional repayment’. 5. Enter the amount you want to pay and tell us if you want it to reduce the term of your loan or the monthly amount - we’ll even show you how much interest each option will save you. You can make overpayments or additional payments to your loan at any time. An overpayment can reduce the total amount of interest you’ll pay. It’s important to remember that if you repay your loan early, you will be charged an Early Repayment Fee. The amount you will be charged will be equal to 58 days’ interest on the amount you repay early (28 days’ interest if the period of the loan is one year or less). If there is less than 58 days (or 28 days if applicable) remaining on the loan, the calculation will be based on the actual number of days remaining. This is in addition to your outstanding loan amount and any outstanding interest.